How its works | online installment loans instant approval texas

How It Works

Discover How We work for Our Clients

01

Simple online application for installment loans

Our Texas installment loan application is fully secure, completely confidential and takes minutes to complete.

02

Instant decision and approval

With our instant lending decision, you will quickly know if you are approved for a Texas installment loan.

03

Get your cash

Sign your online loan agreement after approval and receive your Texas installment loan funds the same day-fast and easy.

How do I Get an Installment Loan?

If you're in a bind and need cash, Online Texas Loans is here for you. An installment loan could offer you quick cash with a repayment schedule that allows you to pay back over time with scheduled installments.

Apply for a Installment Loan Online

The need for fast cash can come up at any time, so many lenders offer an application process for online installment loans that allows borrowers to apply 24/7 from your smart phone, computer, or tablet for a convenient and secure process.

If your installment loan is approved, then your money will typically be direct deposited to your checking account. While installment loans are designed to be paid off in full on your next installment , an installment loan involves regular fixed payments spread out over the term of the loan—typically 6 to 12 months.

Requirements to Apply for a Installment Loan

Most lenders have the same basic requirements to apply for a installment loan.
When applying for a installment loan, most lenders will require the following informatio

Personal Information

Including your phone number, home address, email address, birth date (showing that you meet the minimum age requirement), and a valid ID

Income Information

Including your pay frequency, gross (before taxes are taken out) and net income (after taxes are taken out), and employment information

Banking Information

Including your checking account number, routing number and verify your bank account instantly.

How Much Money Can I Get With an Installment Loan?

The amount that you’re approved to borrow can be based on a number of different factors, but loans typically range up to $1,500.

The following items could impact the amount that you’re approved to borrow, based on the installment lender:

Monthly income
Credit score
State regulations that limit the maximum loan amount